PERSONAL CONTRACT HIRE (PCH)

Personal Contract Hire offers you an affordable and flexible way to drive the latest vehicles without the commitment of ownership. Lease your ideal car for a set period, enjoy fixed monthly payments, and simply return it at the end of the term. We’re here to make the process seamless, helping you find a vehicle that perfectly fits your lifestyle and budget.

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WHAT IS PERSONAL CONTRACT HIRE (PCH)?

FLEXIBLE, HASSLE-FREE CAR LEASING FROM AVC

Personal Contract Hire (PCH) is a simple, cost-effective way to enjoy a new car without the long-term commitment of ownership. Perfect for those who love the idea of driving a new vehicle every few years, PCH allows you to lease a car for a fixed period (typically 2–5 years). At the end of the contract, you simply return the vehicle, hassle-free and with no further obligations.


At Advanced Vehicle Contracts, we make the PCH process seamless, helping you find the perfect car that suits your lifestyle and budget.

TALK TO ONE OF OUR EXPERTS

HOW DOES PCH WORK?

  • 1. Choose Your Vehicle

    Browse our extensive range of cars and vans. Once you’ve found the one that fits your needs, we’ll help you customise the lease terms to match your lifestyle, budget and requirements. 

  • 2. Set Your Contract Terms

    Decide on the length of your lease, usually between 24 to 60 months, and estimate your annual mileage. These factors influence your monthly payments, allowing you to balance affordability and flexibility.

  • 3. Decide on Your Initial Payment

    Choose an upfront deposit that works for your budget—typically equivalent to 3, 6, or 9 monthly payments. A larger initial payment lowers your monthly costs, while a smaller deposit means slightly higher monthly payments.

  • 4. Fixed Monthly Payments

    Enjoy predictable, fixed monthly payments for the entire lease term, with no unexpected increases.

  • 5. Optional Maintenance Packages

    For added peace of mind, we offer optional maintenance plans to cover routine servicing, maintenance, and even tyre replacements. These packages ensure a worry-free driving experience with all costs fixed in advance.

  • 6. End of Contract

    At the end of your lease, simply return the vehicle to us. As long as it’s within the agreed mileage and in good condition, there are no additional costs. We’ll guide you through the simple and transparent return process.

  • 7. Upgrade With Ease

    One of the biggest perks of PCH is the flexibility to enjoy a new car every few years. When your lease ends, we’ll help you seamlessly transition to your next vehicle, with collection and delivery of the old and new cars arranged on the same day.

DRIVE THE FUTURE

ECO-FRIENDLY VEHICLE OPTIONS TAILORED FOR YOU...

We recognise the growing demand for eco-friendly transportation as the car industry shifts from petrol and diesel vehicles to hybrid and electric models due to environmental concerns and technology. Brands like Tesla and Polestar are making electric vehicles (EVs) more accessible.


AVC provides guidance on sustainable leasing options, considering daily mileage that is typically 20 to 30 miles, which fits within the range of current EVs—and the expanding charging station network.


Our goal is to ensure a smooth transition to electric vehicles, aligning their benefits with our customers' lifestyles.

THE BENEFITS OF PERSONAL CONTRACT HIRE WITH AVC

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Drive the Latest Vehicles

Enjoy access to newer cars featuring advanced safety technologies, improved fuel efficiency, and the latest design features.

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Fixed Monthly Costs

With a predictable cost structure, PCH makes budgeting simple. There’s no need to worry about depreciation or unexpected repairs.

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No Resale Worries

Unlike car ownership, you won’t need to deal with the hassle of selling or trading in your vehicle. Just hand it back and choose your next one.

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Dedicated Customer Support

At Advanced Vehicle Contracts, we’re here to make your leasing journey effortless. From answering questions to providing unbiased advice and ongoing support, we’re with you every step of the way.

Start your journey with Advanced Vehicle Contracts today and discover how easy and rewarding Personal Contract Hire can be.

SPEAK TO AN EXPERT
REWARDS WITH AVC

At Advanced Vehicle Contracts, we’re thrilled to reward you for sharing the love! With our referral scheme, you can earn a £100 voucher simply by recommending our services to friends or colleagues.


Here’s how it works: share your positive experience with someone who might benefit from our vehicle leasing solutions. If they sign up for a contract, you’ll receive a £100 voucher as a token of our gratitude. This voucher can be spent at most major retailers, giving you even more reason to spread the word.

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PERSONAL LEASING QUESTIONS

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  • What is vehicle leasing, and how does it work?

    Vehicle leasing is an agreement where you rent a car or van for a fixed period (usually 2–5 years) with monthly payments. At the end of the lease, you return the vehicle without the long-term commitment of ownership.

  • What’s the difference between Business Contract Hire (BCH) and Personal Contract Hire (PCH)?

    BCH is tailored for businesses and includes VAT benefits, fixed monthly payments, and tax advantages. PCH is designed for individuals who want a new car every few years without ownership responsibilities.

  • What happens at the end of my lease contract?

    Near the end of your lease, AVC will contact you to explore your options: returning the vehicle, extending the lease, or arranging a new lease. We ensure you’re well-informed and stress-free throughout this process.