SOME OF OUR LATEST OFFERS
SMALL CAR
Suzuki Swift
1.0 Boosterjet SZ-T Hatchback (19)
From £121 per month (+vat)
VAN OFFER
Peugeot Expert Standard
Diesel 1400 2.0 BHDi 120 Prof Van (19)
From £215per month (+vat)
MEDIUM CAR
Volkswagen T-Roc Hatch
1.5 TSI EVO R line 5dr DSG
From £249 per month (+vat)
PRESTIGE CAR
Audi Q5 Diesel Estate
40 TDI Quattro sport 5dr S Tronic (19)
From £326 per month (+vat)
Finding the right solution for your needs
AVC delivers an impartial vehicle management solution that is designed to help you find the right vehicle for your needs, and at a price you can afford.
Whether you are a personal user, a small business with one or two cars, or have a fleet of 100 vehicles, our personal service, attention to detail and genuine expertise means we can deliver a fast, efficient service that is hard to beat.
FUNDING MADE EASY
Use the diagram below to explore your options for business funding.
For personal options click the button to the right.
CONTRACT HIRE
CONTRACT HIRE
Contract Hire is a tax efficient funding method where you hire rather than own the vehicle, paying fixed monthly charges for the duration of the contract. It delivers ‘off balance sheet’ accounting and reclaimable VAT, and can help increase cash flow to assist in the smooth running of your organisation. Under a Contract Hire agreement, the leasing company retains ownership of the vehicle at all times and therefore continues to absorb all of the subsequent risks such as unforeseen running costs and uncertain resale values.
CONTRACT PURCHASE
CONTRACT PURCHASE
This helps you to purchase a vehicle over a set period of time and at fixed monthly costs, without taking the depreciation risks normally associated with ownership.
You get the option to buy the vehicle at the end of the contract, trade it in for a new one or simply return the vehicle, with no further payments due.
As you cannot reclaim the VAT on the monthly payments, Contract Purchase can often suit non VAT registered companies.
PERSONAL CONTRACT PURCHASE
PERSONAL CONTRACT PURCHASE
Personal Contract Purchase, also known as PCP, enables the individual, rather than the organisation, to lease a vehicle over a set period of time and with fixed monthly costs.
This type of scheme means there is no Benefit In Kind taxation to pay and the driver has a greater level of choice, as they can trade up or down from their current company car level and pay more or less per month as appropriate.
The employer can benefit from a reduction in the gross cost of providing drivers with a vehicle. However this is strongly influenced by the make up of the fleet and in particular the number of business miles conducted by a driver. Generally speaking, drivers need to be in the 10,000+ business miles bracket for this to be an effective choice.
FINANCE LEASE
FINANCE LEASE
This is a tax efficient option where you can choose to fund the entire cost of the vehicle, plus interest, over a set period or pay lower monthly rentals and then a final payment based on the anticipated resale value of the vehicle.
The vehicle is shown on the balance sheet and the VAT is reclaimable. The monthly rental is determined by the cost of the vehicle, the period of the contract and the proposed annual mileage.
You benefit through fixed cost motoring with optional maintenance packages but also take on the administration and operating risks for the vehicle.
LEASE PURCHASE
LEASE PURCHASE
Lease Purchase spreads the vehicle payments over several years and enables you to own the vehicle at the end of the contract.
The monthly rental is determined by the initial cost of the vehicle, the period of the contract, the proposed annual mileage and the anticipated future resale value.
A payment equivalent to the estimated future value is payable at the end of the contract, when the vehicle becomes the property of the lessee.
